I think only women can use hdfc net banking for online transactions. Because he never sends the famous One-Time-Passwords for every transaction that we do, instead he asks a couple of questions for validation. Of course we can choose those questions. I have chosen questions like What is your wedding date? What is your spouse birth date? What is the brand of fridge that you own? Etc etc.
How can men remember answers for such tough questions?
How can men remember answers for such tough questions?